The 3 Essential Services for Accepting Credit Cards (Ft. Authorize.Net)

There are 3 major services needed for accepting credit cards; Authorize.Net, Merchant Account and eCom Merchant Solutions. Each play an important role in the process to authorize, capture, and deposit transactions! Authorize.Net Gateway Authorize.Net is a payment gateway. This is an easy and secure way to enter credit card information for authorization, or view transaction […]

Need To Know: Interchange Pricing

If you’re currently on an interchange pricing structure or considering making the switch from tiered/flat rate to interchange, the below information and chart may prove helpful! Interchange Fees are charged by and paid directly to the card issuing brands such as Visa, Mastercard, Discover and American Express (AMEX).  Interchange pricing is the lowest pricing structure for […]

Authorize.Net Optimal Features

If you have an account with us at eCom Merchant Solutions or eReservation Payment Solutions the below list of features come with your Authorize.Net Payment Gateway Account! Please note, some features will need to be added, if you are interested in any of the below tools, reach out to our agents for instructions on how […]

How to use Authorize.Net’s Virtual Terminal!

By popular request, we’ve set out to create a step-by-step guide for using the Virtual Terminal provided by Authorize.Net. Please note, the Virtual Terminal is for keying in transactions manually for things like telephone orders / MOTO (Manual Order, Telephone Order).   Step 1: Log In to your Payment Gateway Account: Log in at Authorize.Net […]

A little bit about us…

Who is eCom Merchant Solutions, Inc. (eCMS)?  eCom Merchant Solutions, Inc. (eCMS) is a boutique credit card processing company that offers full service and turnkey solutions for card-present and Internet based small business merchants in the United States.   What does eCMS do? eCMS is a merchant service provider: eCMS is the liaison between the merchant […]

6 Easy Steps to Start Taking Credit Cards

We know the process of accepting credit cards can be confusing with a lot of steps. We wanted to breakdown the process for a better understanding and make this as simple and stress-free as possible. Here are the 6 Steps to setting up your Merchant Account and Payment Gateway ID with eCom Merchant Solutions: 1: […]

MX Merchant Officially Using Newest Version

Starting tomorrow, Priority Payment Systems’ MX Merchant will begin automatically directing users to their newest version: MX6. This version has actually been available for a few months now, but was previously only accessed by adding a “/mx6” to the end of the normal www.MXMerchant.com URL. Tomorrow’s change means that the normal URL will now instead […]

Authorize.Net’s Akamai Update

Authorize.Net has sent out a few reminders about their impending switch to Akamai occurring on June 30th, but the other day they sent out an update stating that using Akamai will no longer be required by that date. JUNE 30TH MIGRATION TO AKAMAI SUREROUTE IS NOW VOLUNTARY, BUT REMAINS HIGHLY RECOMMENDED As communicated over the […]

The Importance of Valid Tax Information

Now that we have just gotten through the tax season, I’m sure taxes are the last thing on most peoples’ minds! However, one detail regarding them can still affect business owners at any time of the year: the tax information included on your merchant account. Do you know why it is so important for your […]

Authorize.Net Phishing Email

In real life, fishing can be pretty fun, especially if you hook a big one! Online phishing is never fun, though, because usually you are the one being snagged on a hook. We’ve posted about these kinds of scams in the past but now we have a prime example to show you, involving a very important […]

EMV Promotion

Now that we have lived in an EMV-required country for almost a week, hopefully the anxiety is starting to fade as using chip-cards becomes the norm. We’ve talked about the EMV deadline in multiple blogs over the past year, but now that it is really here, we wanted to cover the basics again. As of […]

Authorize.Net API Security Certificate Upgrade

Authorize.Net has been making some pretty big upgrades to the back end of their service recently, in an effort to remain as secure as ever and keep up with changing technologies. Some of these updates do require merchants to take action in order to implement them properly, though. A prime example of this is the […]

Study: 42% Increase in Mobile Shopping From 2014-2015

Thank you so much to msCommerce for contributing this guest blog! With the continued adoption and ownership of mobile devices, consumers are now more reliant on their smartphones and tablets than ever when purchasing items online. A recent study showed that mobile commerce is growing by 42 percent annually. 33% of online shoppers said they made […]

Mobile Processing

Our home city of Portland, Oregon has been having an unusually hot summer this year, as are many other cities around the country. When the sun is shining, it can make it hard to want to be stuck inside. Wouldn’t it be amazing if you weren’t tied to a physical location, and instead could go […]

3rd Party Merchant Services VS Traditional Merchant Accounts

If you are a business owner, hopefully you are already aware how important it is for you to accept credit cards. (If not, check out our blog for 15 great reasons why.) In looking at your options, you have probably come across some 3rd party merchant services and may be wondering what the difference is […]

Reward Cards

The majority of credit cards nowadays provide some kind of reward for using them. Whether this reward is airline miles, points to be redeemed for prizes, or even straight cash, more and more people are using these cards to get the most out of their money. For merchants, though, reward cards can be a double-edged […]

Moving Your Business or Merchant Account

As exciting as it is, moving into a new home can also be incredibly stressful. Understandably, moving your business can be even more so! Between downtime, setting up new phone systems, and misplacing computer cords, there is a lot to take care of. Here at eCMS, we can understand this difficulty on a personal level […]

Spring Cleaning Your Statement

Spring is in the air! When you think of spring cleaning, you probably think about everything you need to do to get your home in tip-top shape. You might not realize that your merchant account may need some spring cleaning, as well! Here at eCMS, we offer rate reviews upon request for our valued clients. […]

April Fools – Avoiding Scams

This year has already seen an increase in the amount of discovered scams, especially involving tax filing, and that number is not likely to decrease any time soon. To prevent most of these scams, though, all it takes is being knowledgeable about them as well as knowing how to protect your sensitive information. Currently, the […]

April Fools – Avoiding Fraud

We are now in the heart of April, which means we’ve made it through another April Fool’s Day. Just because the holiday for tricks is over, however, doesn’t mean fraudsters are taking a break ‘til next year. Luckily, there are many ways you can protect yourself, your business, and your customers. One beneficial way to […]

Google’s New Mobile-Friendly Ranking Algorithm

As the most frequently used search engine in the world, Google has a lot of influential power behind it. Due to this fact, the upcoming change to its search engine ranking algorithm is very important for all ecommerce websites. Starting on April 21st, when a user conducts a search via a mobile platform – such […]

Information Roundup: Authorize.Net Downtime & American Express EMV Promotion

Today, we have a brief information roundup for you! First, Authorize.Net released a system downtime notification last Friday, 3/06/15. On Saturday, 3/21/15, they will be implementing some updates to their payment gateway system. The announcement further specified, “Beginning at 10:30 PM Pacific time, there will be up to a 15 minute period of time in […]

EMV Switch: Chip-and-signature VS chip-and-PIN

As most of you are probably aware by now, October of this year (2015) is the deadline for merchants to update their terminals and card readers to accept Europay/Mastercard/VISA (EMV) compatible credit cards. Any merchant who chooses not to do so by that time will be accepting full responsibility of any fraudulent charge claims for […]

Authorize.Net Optional Feature: eCheck.Net

This week we are finishing off our four-part series about Authorize.Net’s Optional Features! We have shown you how to beef up your fraud protection, set up automatic transactions, and save your customer’s billing and shipping information. Now, we will take a look at Authorize.Net’s eCheck.Net. eCheck.Net (commonly called simply eCheck) is a payment solution that […]

Authorize.Net Optional Feature: Customer Information Manager

For the third week of our blog series focusing on Authorize.Net’s optional features, we are going to be looking at the Customer Information Manager (CIM). Just like Automated Recurring Billing and Advanced Fraud Detection Suite, there is no additional set up cost or charge to use CIM. This feature allows merchants to create customer profiles […]

Authorize.Net Optional Feature: Automated Recurring Billing

This week, we are going to take a closer look at Authorize.Net’s Automated Recurring Billing (ARB) service. Just like Advanced Fraud Detection Suite (AFDS), this extra feature is free to set up and use, and is designed to make the busy merchant’s life a little easier. Automated Recurring Billing is a powerful tool that allows […]

Authorize.Net Optional Feature: Advanced Fraud Detection Suite

As resellers of Authorize.Net, we fully believe that it is the best gateway option for our merchants. Beyond the fact that their authorization service is extremely reliable – achieving results within 2-5 seconds – the extra features that they offer add even more protection and convenience for users. They have four main optional features that […]

The Rise of Small Business

Anyone who has been paying attention to the news, economy forecasts, or even social media recently can tell that small businesses are becoming a Big Thing. It probably would not even be going too far to label 2014 the ‘Year of the Small Business.’ Let’s take a look at what is helping small businesses grow […]

15 Reasons Accepting Credit Cards Helps Your Business

If you are a business owner that already has a merchant account with eCMS, then you know all about the perks that come with accepting credit cards. However, if you are new to merchant services and are wondering what all the fuss is about, this blog post is for you. Accepting credit cards is a […]